Swachhta Udyami Yojana – Swachhta Se Sampannta Ki Aur : Loan Based Schemes For Safai Karamchari – Ministry of Social justice and Empowerment started a general term loan scheme for Safai Karamchari, Manual Scavengers, and their dependants aged 18 years and above for procurement of sanitation-related vehicles. Under the Swachhta Udyami Yojana – Swachhta Se Sampannta Ki Aur, term loans are provided through State Channelising Agencies (SCA), Regional Rural Banks(RRBs), and Nationalised Banks to the target group.
| Unit Cost | Capital Subsidy: |
| Upto 5 Lacs | 50 % of the unit Cost |
| 5 to 10 Lacs | 2 Lacs + 25 % of the unit cost between Rs 5 -10 lac maximum up to 3.25 Lacs |
| 10 – 15 Lacs | 3.25 Lacs |
Swachhta Udyami Yojana – Benefits
- Applicants can get a Term loan with a maximum unit cost of Rs.50.00 lacs at an interest rate of 4%.
- You will need to rebate of 1% per annum on interest will be admissible to women beneficiaries.
- If beneficiaries make timely repayment then, you will also get a rebate of 0.5% per annum.
Swachhta Udyami Yojana – Repayment period
- The repayment period is up to 10 years after an implementation period of 4 months and a moratorium of 6 months.
Swachhta Udyami Yojana – Documents Required
- Pan Card
- Work Assurance Letter
- Work report Address Proof
- 3 Quotation of Equipment
- Occupation Certificate
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